For Sale By Owners and Buyers Welcome !



  Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the "dream" house requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

*What type of market are you in? Are the interest rates falling or rising?
*Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
*What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?


 

[ Back To Buyer Tips ]

HOME
SCPalmettoGroup@gmail.com The Palmetto Group
Saint Matthews Real Estate and Homes For Sale on ViewMyListing.com
Ok let's face it, Gas prices are HIGH and Increasing ! So if you where thinking of buying or selling your Real Estate in the Orangeburg Lexington Columbia area, let's calculate some figures to make a better educated decision. Enjoy !
Current Cost of Fuel
$
Do You Plan to Buy or Rent?
Loan Amount of Home in Town A
$
Loan Amount of Home in Town B
$
Mortgage Interest Rate
%
Commuting Details (more info)
Add this calculator to your site. Download it here.
South Carolina real estate directory
palmetto

Click Here for your Realty Times News Letter.

Who links to my website?
SCIway – South Carolina's Information Highway
SCIway
MSN Search
palmetto
Ask.com
ABC Real Estate Directory
Saint Matthews Real Estate and Homes For Sale on ViewMyListing.com  Valuecom Real Estate Gold
Google
"Because of Heavy activity in our market, some of these listings may already be under contract. Please email or call us to find out the current status of any listing in which you are interested.
Thank You ! The Palmetto Group


Listings/Foreclosures | Orangeburg MLS | Columbia MLS | Commercial Listings | Freddie Mac Listings | Closed Listings | Lots & Land | Buyer/Seller Info | Market Analysis | Mortgage Rates | Dream Home Maker | Mortgage & Insurance | The Brer Pools | Colonial Structures | Photos & Developments | See Our Agents | Contact Us | Employment | Guest Book | Community Info | Schools | Weather Report | Local Phone Numbers | Helpful Things | Help in Relocating | Mortgage Calculator | Helpful Documents | Yahoo City Comparison | Link To Us | Real Estate Links | Home

Real Estate Websites by iHOUSEweb, Inc. ®

Site Admin Menu